Buying Support
Help-to-Buy Optimizer
Walk through Help-to-Buy eligibility step by step, estimate your relief, and see where any cap is likely to apply before you open the full cost calculator.
Best when you know
Whether the home is a new build, your tax position, and your buyer setup
Follow the eligibility logic
See where the relief may be limited by rules, tax paid, or purchase-price caps.
Use it before pricing hard
This is the cleanest way to understand whether HTB materially changes your next property step.
Step 1 of 6
Are you a first-time buyer?
17% complete
A first-time buyer is someone who has never owned or co-owned a residential property anywhere in the world, including inherited property.
Wizard State